Please read the terms carefully before operating with us. These terms and conditions {“Terms and Conditions”} governing your use of this site. By using the site, Jowishca constitute your acceptance of the Terms of use and Privacy Policy. If you do not agree with these Terms of Use and Privacy Policy, you should cease use of this website and content. The websites reserve the right, to add, remove, modify and make changes from time to time. The Terms of Use will be regularly updated.

Anything that you submit to the Site and/or provide to us, including but not limited to, questions, reviews, comments, and suggestions (collectively, “Submissions”) will become our sole and exclusive property and shall not be returned to you. In addition to the rights applicable to any Submission, when you post comments or reviews to the Site, you also grant us the right to use the name that you submit, in connection with such review, comment, or other content. You shall not use a false e-mail address, pretend to be someone other than yourself or otherwise mislead us or third parties as to the origin of any Submissions. We may, but shall not be obligated to, remove or edit any Submissions.

When you use Jowishca Services, or send e-mails, text messages, and other communications from mobile devices to us, you may be communicating with us electronically. You consent to receive communications from us electronically, such as e-mails, texts, mobile push notices, or notices. Messages on this site or through the other Jowishca services, such as our Message Centre, and you can retain copies of these communications for your records. You agree that all agreements, notices, disclosures, and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

All intellectual property rights, whether registered or unregistered, in the Site, information content on the Site and all the website design, including text, graphics, software, photos, video, music, sound, and their selection and arrangement, and all software compilations, underlying source code and software shall remain our property. The entire contents of the Site also are protected by copyright as a collective work under The Republic of Ghana and International copyright laws. All rights are reserved. .

Any disputes, controversies, or differences arising out of the implementation, interpretation, performance of these Terms and Conditions, shall be finally settled through arbitration by a single arbitrator to be appointed in accordance with the rules of Chartered Institute of Arbitrators. The arbitrator shall be a person who is legally trained and who has experience in the information technology field and is independent of either party. The venue of the arbitration shall be Nairobi. The language used in the arbitration proceedings shall be English. The award of the arbitrator shall be final and binding and may be entered in any court of competent jurisdiction and enforced in accordance with the Arbitration Act 1995 Chapter No. 4. Notwithstanding the foregoing, the Site reserves the right to pursue the protection of intellectual property rights and confidential information through injunctive or other equitable relief through competent courts.

These Terms and Conditions are to be interpreted and governed by the laws in force in Ghana. Each party hereby agrees to submit to the jurisdiction of the Ghanaians courts and to waive any objections based upon venue.

Beyond any other legal or equitable remedies, we retain the right, without giving any prior notice to you, to immediately terminate the Terms and Conditions or to revoke any part or all of your rights that are granted under the Terms and Conditions. Should termination occur, you must immediately cease all access to and use of the Site; any such termination will also result, in addition to any other legal or equitable remedies, in the immediate revocation of all password(s) and account identification issued to you, and with the denial of access to and use of this Site in whole or in part.
Any termination will not impact the respective rights and obligations (including without limitation, payment obligations) of the parties arising before the date of termination. In addition, you agree that the Site is not liable to you or to any other person as a result of any such termination or suspension. If at any time you feel dissatisfied with the Site or with any of its Terms and Conditions, rules, policies, guidelines, or practices of Jade E Services in the Site’s operations, your sole and exclusive remedy is to discontinue using the Site.